AI sorts your bank transactions, you check the edges

First-pass sort goes to the model; low-confidence rows go to you.

Build a bank transaction categorization workflow with an AI assistant

The workflow replaces the first-pass sort, not the accountant - here is how to set the boundaries before you run it.

Retrieval vs. training: what an LLM actually knows about your books

One mechanism reads your file at runtime; the other baked in the world as of a cutoff - and mixing them up causes real errors in practice.